{"id":27464,"date":"2018-01-09T10:22:08","date_gmt":"2018-01-09T15:22:08","guid":{"rendered":"https:\/\/www.computeradvantage.us\/v3\/?p=27464"},"modified":"2018-01-09T08:22:35","modified_gmt":"2018-01-09T13:22:35","slug":"how-to-split-restaurant-checks-with-apple-pay-cash","status":"publish","type":"post","link":"http:\/\/www.computeradvantage.us\/v3\/how-to-split-restaurant-checks-with-apple-pay-cash\/","title":{"rendered":"How to Split Restaurant Checks with Apple Pay Cash"},"content":{"rendered":"

You\u2019re out to lunch with tech-savvy friends, one of whom picks up the check and says, \u201cJust send me your share via Apple Pay Cash.\u201d Say what?<\/p>\n

Apple Pay Cash is Apple\u2019s new person-to-person payment service, designed to make it easy for individuals to send and receive money. It\u2019s perfect for repaying a friend who buys concert tickets or a relative who picks up some groceries for you. Or rather, it\u2019s perfect if your friends and relatives use iPhones with iOS 11.2 or later\u2014for green-bubble Android acquaintances, you can instead rely on cross-platform services like Venmo<\/a>, Circle<\/a>, and Square Cash<\/a>. Here\u2019s how to start using Apple Pay Cash.<\/p>\n

First, if you haven\u2019t yet enabled Apple Pay, go to Settings > Wallet & Apple Pay > Add Credit or Debit Card, and follow the prompts to add at least a debit card. You\u2019ll also need two-factor authentication turned on in Settings > Your Name > Password & Security\u2014regardless of Apple Pay, two-factor authentication is essential for security. With Apple Pay enabled, tap Settings > Wallet & Apple Pay > Apple Pay Cash and run through the setup process. You might also be asked to verify your identity after setup\u2014it\u2019s necessary to send or receive more than $500 in total.<\/p>\n

When you\u2019re done, you\u2019ll end up with a new Apple Pay Cash card in the Wallet app. It\u2019s a virtual card that stores money you receive and works like any other debit card for payments. If it doesn\u2019t have enough money on it to cover a payment, you can choose any other debit or credit card you\u2019ve added to Apple Pay. You can also add money to it or withdraw money to a linked bank account. You\u2019ll want to use a debit card when adding money or paying beyond your balance with Apple Pay Cash, since then there is no transaction fee. A credit card incurs a 3% fee.<\/p>\n

\"\"<\/p>\n

To send or request money via Apple Pay Cash, you use its Messages app, which is installed automatically. While in an iMessage thread (blue bubbles) with the person with whom you want to exchange money, make sure the app drawer is showing (tap the app button if necessary) and then tap the Apple Pay button in the drawer.<\/p>\n

A panel appears with a dollar amount, + and \u2013 buttons, and buttons for Request and Pay. Use the + and \u2013 buttons to set the amount, or tap the dollar amount to show a keypad where you can enter an exact amount, with cents if necessary. Then tap Request or Pay to insert the transaction into the message. It won\u2019t be sent until you tap the black send button, so if you change your mind, you can tap the little x to delete. Lastly, you\u2019ll be prompted to verify the transaction in the usual Apple Pay fashion, which means authenticating with Face ID on the iPhone X or Touch ID on all other iPhones.<\/p>\n

\"\"<\/p>\n

You can even use Siri to initiate transfers\u2014\u201cSend my mother $15.\u201d or \u201cAsk my sister for $4.99.\u201d And if you have an Apple Watch with watchOS 4.2 or later, you can also send money from the Messages app, or send or request money via Siri. On the watch, double-press the side button to confirm the transaction.<\/p>\n

\"\"<\/p>\n

Frankly, the only downside to Apple Pay Cash is that it works only within the Apple world. But as long as you want to exchange money with Apple-using friends and relatives, it\u2019s fast, easy, reliable, and one less reason to visit the ATM.<\/p>\n

\n

Social Media:<\/strong> Need to pay a friend back for lunch, or get reimbursed for picking up groceries for a relative? As long as you both use an iPhone with iOS 11.2, the new Apple Pay Cash is the fastest and easiest way for individuals to exchange money.<\/p>\n

\n","protected":false},"excerpt":{"rendered":"

You\u2019re out to lunch with tech-savvy friends, one of whom picks up the check and says, \u201cJust send me your share via Apple Pay Cash.\u201d Say what? Apple Pay Cash is Apple\u2019s new person-to-person payment service, designed to make it easy for individuals to send and receive money. It\u2019s perfect for repaying a friend who […]<\/p>\n","protected":false},"author":1,"featured_media":27465,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"wds_primary_category":0,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[209,334,157,113,193,66,39,67,267,52,196,335,273],"tags":[],"class_list":["post-27464","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-apple-pay","category-apple-pay-cash","category-apple-pros","category-apple-watch","category-apros-archive","category-article","category-blog","category-how-to","category-ios-11","category-iphone","category-restricted-content","category-wallet","category-watchos-4"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/www.computeradvantage.us\/v3\/wp-content\/uploads\/2018\/01\/Apple-Pay-Cash-card.jpg","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p6YLEm-78Y","jetpack-related-posts":[{"id":26586,"url":"http:\/\/www.computeradvantage.us\/v3\/the-fastest-way-to-invoke-apple-pay\/","url_meta":{"origin":27464,"position":0},"title":"The Fastest Way to Invoke Apple Pay","author":"computeradv","date":"May 19, 2017","format":false,"excerpt":"When it\u2019s an option at a cash register, Apple Pay is faster, easier, and safer than using a credit card. 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If not, give it a try, since it\u2019s one of those living-in-the future Apple technologies that feels like science fiction every time you use it. 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Credit Cards, Boarding Passes, Tickets, and More!","author":"computeradv","date":"September 17, 2019","format":false,"excerpt":"Have you wondered what you can do with the Wallet app on your iPhone? Although it started out life called Passbook, Apple soon realized that the only sensible name was Wallet. That\u2019s because it stores digital versions of roughly the same sort of things you might put in a physical\u2026","rel":"","context":"In "Apple Pay"","block_context":{"text":"Apple Pay","link":"http:\/\/www.computeradvantage.us\/v3\/category\/apple-pay\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.computeradvantage.us\/v3\/wp-content\/uploads\/2019\/09\/Wallet-delete-passes-1024x729.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.computeradvantage.us\/v3\/wp-content\/uploads\/2019\/09\/Wallet-delete-passes-1024x729.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.computeradvantage.us\/v3\/wp-content\/uploads\/2019\/09\/Wallet-delete-passes-1024x729.png?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.computeradvantage.us\/v3\/wp-content\/uploads\/2019\/09\/Wallet-delete-passes-1024x729.png?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":27393,"url":"http:\/\/www.computeradvantage.us\/v3\/did-you-know-that-apple-pay-updates-your-credit-card-details-automatically\/","url_meta":{"origin":27464,"position":3},"title":"Did You Know that Apple Pay Updates Your Credit Card Details Automatically?","author":"computeradv","date":"December 1, 2017","format":false,"excerpt":"File this as reason number 17 why Apple Pay is better than plastic. 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